Don't Be Afraid to Answer the Phone
Stop Creditor Harassment with an Experienced Bankruptcy Attorney in Salt Lake City
The stress that creditors can place on people who are behind on payments is often overwhelming and frustrating. Embarrassing phone calls at home and at work or threatening letters sent to your home are ways in which creditors attempt to get debtors to pay up. Simply answering the telephone or checking the mail can be intimidating to people who cannot pay off the debts and are very worried about their financial future.
Whether you are getting calls or letters or you are being threatened with lawsuits and wage garnishments, the Law Office of Sherri Flans Palmer can stop creditor harassment. Filing for bankruptcy or using lump sum debt negotiation are tools that attorney Palmer uses to stop the harassment and restore your peace of mind.
Take a positive step toward stopping creditor harassment, and contact lawyer Sherri Flans Palmer online or toll free at 801-965-1787. We will set up an appointment and figure out the best way to resolve your situation.
Illegal Tactics by Creditors and Collection Agencies
Federal laws protect individuals against unfair practices by creditors and collection agencies. Typically, people who have credit card debt, unpaid medical bills or owe money on a car or home mortgage, debt collectors cannot legally do any of the following:
- Use threats against a debtor, whether those threats are physical or otherwise
- Publish the name of a debtor, other than to credit bureaus
- Use profanity or obscene language, and they may not make repeated phone calls
- Contact you before 8 a.m. or after 9 p.m. without consent from the debtors
- Contact you at work after you have said that calls at work are not allowed
- Contact relatives, neighbors or other third parties other than to find out a debtors address and phone number
- If a debtor believes that they do not owe the money, and have notified the debt collector, the collector may not attempt contact again until they obtain and provide proof of the debt
If collection agencies or creditors are using any of the above practices, contact Sherri Flans Palmer right away, and get the harassment to stop.
Contact our Firm
Our firm offers an extensive initial consultation at a minimal fee. Contact our firm by e-mail or call us toll free at 801-965-1787. Lawyer Sherri Flans Palmer will meet clients halfway or at their homes if you are unable to travel.
